ClearEditorial Guidelines
This page explains how Clearcoin's guides get written, checked, and kept current — so you know what's behind the advice, not just the advice itself.
Who writes this
Clearcoin is written and maintained by a small editorial team focused on practical personal finance — debt, saving, investing, and retirement. We don't publish under invented bylines or claim credentials we don't have. Where a guide touches something that genuinely benefits from professional judgment (taxes, legal questions, individual investment decisions), we say so and point you toward a qualified professional instead of guessing.
How we check facts before publishing
Numbers, thresholds, and rules (contribution limits, tax brackets, program eligibility, and similar) are checked against primary sources — the relevant government agency, official program documentation, or the financial institution itself — before a guide goes live. Where a claim is based on general financial principles rather than a specific figure, we favor the version that's been true across different rate environments and market conditions over one that only works in today's numbers.
How often we review and update
Guides tied to numbers that change on a schedule (contribution limits, tax figures, rates) are reviewed at least once a year, and sooner if we're notified of a change. Evergreen guides — the ones built around a process or a decision framework rather than a specific number — get revisited whenever something in them stops matching how the topic actually works today. Every article's "Updated" date reflects the last real editorial pass, not just a cosmetic touch-up.
How we handle affiliate and advertising links
Clearcoin is supported by advertising and, on some pages, links to financial products or services. Where a link is affiliate or sponsored, that's disclosed on the page it appears on — we don't rely on a single blanket disclaimer buried elsewhere to cover it. A link being affiliate never changes whether we'd recommend the product if there were no link at all; if we wouldn't recommend something without compensation, we don't recommend it with compensation either.
Found something wrong?
If a number looks outdated, a claim doesn't hold up, or something is just unclear, we'd genuinely like to know — that's how these guides stay useful. Reach out through the contact page with the article and what looks off, and we'll take a look.